Young couple looking out passenger side car window, woman pointing and man taking photo

Personal Loans

Current Rates

Rates effective as of Tuesday, August 15, 2023

Overdraft Protection Account

Term	APR*	Payment per $1,000
Revolving	18.00%	n/a

Personal Installment Loan with Advantage Checking

Term	APR	Payments Per $1,000
12 months	12.00%	$88.85
24 months	12.00%	$47.07
36 months	12.00%	$33.21

Personal Installment Loans

Term	APR	Payment Per $1,000
12 months	13.00%	$89.32
24 months	13.00%	$47.54
36 months	13.00%	$33.69

New Auto Loans

Term	APR	Payment Per $1,000
24 months	12.50%	$47.31
36 months	12.50%	$33.46
48 months	12.50%	$26.58
60 months	12.50%	$22.50

Used Auto Loans

Term	APR	Payment Per $1,000
24 months	13.50%	$47.78
36 months	13.50%	$33.94
48 months	13.50%	$27.08
60 months	13.50%	$23.01

*APR= Annual Percentage Rate

The application process requires a completed application, two most recent pay stubs, or tax returns if self-employed. Minimum personal loan amount is $1,000 to a maximum of $7,500. Auto loan applications should include a copy of the purchase and sale agreement from the auto dealer, or a copy of the existing title if a private sale. An insurance binder is required at closing. A 20% down payment is required for new auto loans, and a 25% down payment is required for used auto loans.