Deposit Rates

Current Rates

Rates effective as of Friday, September 1, 2023

Featured Certificate of Deposits †

CD Terms	Compounding	Minimum to open and earn APY*	Interest Rate	APY*
** 5 months	Monthly	$10,000	4.55%	4.65%	Open Online
** 13 months	Daily	$1,000	3.92%	4.00%	Open Online
** 22 months	Daily	1,000	3.44%	3.50%	Open Online

*APY = Annual Percentage Yield. † An early withdrawal penalty may be imposed and could reduce earnings for these accounts. Fees could reduce earnings. **At renewal, the 5 month CD will renew at the 6 month term at the 6 month rate at that time unless you instruct otherwise. The 13 month CD will renew at the 12 month term at the 12 month rate at that time unless you instruct otherwise. The 22 month CD will renew at the 24 month term at the 24 month rate at that time unless you instruct otherwise.

High Yield Money Market & iYield Money Market Account

Minimum to earn APY* Compounding Minimum to open Interest Rate APY* Open Online

$1,000,000 + Daily $25 3.92% 4.00%

$500,000 -

$999,999
Daily $25 3.44% 3.50%

$250,000 -

$499,999
Daily $25 3.20% 3.25%

$100,000 -

$249,999
Daily $25 2.96% 3.00%

$50,000 - $99,999 Daily $25 2.96% 3.00%

$.01 -

$49,999
Daily $25 2.96% 3.00%

*APY = Annual Percentage Yield. The rate may change at any time. Fees could reduce earnings.

Minimum to earn APY*	Compounding	Minimum to open	Interest Rate	APY*
$1,000,000 +	Daily	$25	3.92%	4.00%
$500,000 - $999,999	Daily	$25	3.44%	3.50%
$250,000 - $499,999	Daily	$25	3.20%	3.25%
$100,000 - $249,999	Daily	$25	2.96%	3.00%
$50,000 - $99,999	Daily	$25	2.96%	3.00%
$.01 - $49,999	Daily	$25	2.96%	3.00%

Certificate of Deposit & IRAs**†

CD Terms	Compounding	Minimum to open and earn APY*	Interest Rate	APY*
**7-91 days	Monthly	$2,500	.25%	.25%
6 months	Monthly	$2,500	4.27%	4.35%
12 months	Daily	$1,000	.75%	.75%
***18 month Preferred CD	Daily	$500	.30%	.30%
24 months	Daily	$1,000	1.25%	1.26%
36 months	Daily	$1,000	1.49%	1.50%
48 months	Daily	$1,000	1.49%	1.50%
60 month	Daily	$1,000	1.73%	1.75%

*APY= Annual Percentage Yield. † An early withdrawal penalty may be imposed and could reduce earnings. Fees could reduce earnings. ** 7-91 Certificate ( Current term offered is 3 months).*** At renewal the 18 month Preferred CD will renew at the 12 month term and the 12 month rate in effect at the time unless you instruct otherwise. The 18 month Preferred CD is no longer offered as a new account. The 18 month Preferred CD allows a one time rate change during the term.

Statement Savings and iBoundless Savings**

Minimum to earn APY*	Compounding	Minimum to open	Interest Rate	APY*
$100,000+	Daily	$25	.10%	.10%
$50,000 - $99,999.99	Daily	$25	.10%	.10%
$25,000- $49,999.99	Daily	$25	.10%	.10%
10,000-$24,999.99	Daily	$25	.10%	.10%
$.01-$9,999.99	Daily	$25	.10%	.10%

*APY = Annual Percentage Yield. ** Rates may change at any time. Fees could reduce earnings.

Advantage Checking Personal Account, Advantage Checking Non-Personal Account**

Minimum to earn APY*	Compounded	Minimum to open	Interest Rate	APY*
$100,000+	Daily	$250	.10%	.10%
$50,000-$99,999.99	Daily	$250	.05%	.05%
$25,000-$49,999.99	Daily	$250	.05%	.05%
$10,000-24,999.99	Daily	$250	.05%	.05%
$.01-$9,999.99	Daily	$250	.05%	.05%

*APY = Annual Percentage Yield. ** Rates may change at any time.>>>>>>>>>>>>>>>>>>>>>> Fees could reduce earnings.